Financial literacy is crucial in today's fast-changing world. It's not just about managing personal finances, but also about earning enough to cover basic needs and investing in oneself. This article provides examples of basic needs and areas to invest in for a better financial future.

Learn about the positive effects of stress in moderation and how it can lead to better cognitive abilities and longer life expectancy. Discover the importance of managing stress to alleviate the risk of various health issues and improve your overall well-being.

A message wishing everyone a happy new year and hoping for peace, joy, and prosperity. The author believes that despite our differences, we all desire prosperity, longer life expectancy, and healthy families. The author also hopes that new technological advancements will bring simplicity to our lives and increase education. The message encourages kindness, generosity, and compromise in disputes, and ends with a call to be happy and smile. The author invites readers to leave a comment on their plans for 2019.

On my birthday, I reflect on my goals and challenges. I want to connect with people, find a career path, improve my English skills, and start exercising. However, I face health limitations and a lack of friends. I am optimistic and believe in myself.